Terms of Service

The Service is operated by a sole trader established in Finland. Full trader identification — registered name, business address and business identifier — is published here before paid plans become available. Questions in the meantime can be sent to the contact address we publish before general availability.

By creating an account or using QuantWright (the “Service”), you agree to these Terms of Service. If you do not agree, do not use the Service.

These Terms, the Legal & Disclaimers page and the Privacy Policy together form the agreement between us. The Legal & Disclaimers page is incorporated into these Terms by reference and forms part of them.

QuantWright is a research workspace for designing, backtesting and analysing trading strategies, including AI-assisted code generation, a sandboxed Python backtester, and statistical credibility scoring. It is provided for research and educational purposes.

Outputs are computed from parameters, instructions and strategy descriptions that you supply, over historical market data. They describe what a set of rules would have done in the past. They are not statements about the future and are not addressed to your personal circumstances.

We do not, and the Service does not:

(a) execute, transmit or route orders in any financial instrument; (b) hold, receive, control or have access to your money, securities or other assets; (c) act as a broker, dealer, investment firm, portfolio manager, investment adviser, commodity trading advisor or financial planner; (d) provide personal recommendations, investment advice or investment research within the meaning of MiFID II, the Finnish Act on Investment Services, or equivalent legislation; or (e) offer, solicit or invite any transaction in any financial instrument.

We are not authorised or supervised by the Finnish Financial Supervisory Authority (Finanssivalvonta) or any equivalent authority, and we do not carry on investment services. Any connection you make between an output of the Service and a real trading decision is yours alone, made on your own analysis and at your own risk.

Where the Service offers a paper-trading or simulation feature, it is simulated throughout: no order reaches a live market and no real funds are involved.

You must be at least 18 years old and able to form a binding contract. Authentication is handled by our identity provider; you are responsible for safeguarding your credentials and for all activity under your account. Notify us promptly of any unauthorised use.

You agree not to:

(a) use the Service for any unlawful purpose; (b) attempt to escape, probe or defeat the code-execution sandbox or any security control; (c) submit code intended to access other users’ data, exfiltrate secrets or disrupt the Service; (d) scrape, overload or abuse the Service or its rate limits; or (e) resell or redistribute the Service or bundled market data except as expressly permitted.

Strategies, code, backtests, journal entries and files you create (“Your Content”) belong to you. You grant us a limited licence to host, process and display Your Content solely to operate and improve the Service. You are responsible for ensuring you have the rights to any content you upload.

The Service, including its software, design and documentation, is owned by us and our licensors and is protected by intellectual-property laws. These Terms grant you no rights to our trademarks or to the underlying software beyond use of the Service.

Pricing, quotas, trials and included features are those shown on the pricing page at the time of purchase. Subscriptions renew automatically for successive periods until cancelled, and you may cancel at any time with effect from the end of the current paid period.

Payments are processed by a third-party payment provider acting as merchant of record. That provider is the seller for the payment transaction, issues your invoice or receipt, and is responsible for collecting and remitting any applicable VAT or sales tax. We never see or store your card details.

If you are a consumer in the EU or EEA, you have a statutory right to withdraw from a distance contract within 14 days of entering into it, without giving a reason.

Because the Service is supplied immediately on subscribing, you are asking us to begin performance during the withdrawal period. If you then withdraw, you owe a proportionate amount for the period during which the Service was available to you, and we refund the remainder. In practice, for a first subscription period we will normally refund in full — this clause states the legal floor, not our intention.

To withdraw, tell us in a clear statement to the contact address we publish before general availability before the 14 days expire. We refund using the same payment method you used, without undue delay.

To the extent permitted by law, the Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any result, score or generated code is accurate, complete or suitable for any purpose.

Market data is supplied by third parties and may contain errors, gaps, delays or revisions. Backtests, walk-forward analyses, Monte Carlo simulations, optimisation sweeps and prop-firm estimates are hypothetical, are prepared with the benefit of hindsight, and do not represent actual trading. Past performance does not guarantee future results. See Legal & Disclaimers for the full statement of risk and data limitations.

Nothing in this section limits the statutory warranties a consumer has under mandatory law — see section 13.

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, for intent or gross negligence, or for any other liability that cannot be limited or excluded under applicable mandatory law.

Subject to that, and to the maximum extent permitted by law: we are not liable for any indirect, incidental, special, consequential or punitive damages, nor for lost profits, lost revenue, lost opportunity, loss of data, or for any trading or investment losses, arising out of or relating to your use of the Service — whether or not we were advised such losses were possible.

Subject to the first paragraph of this section, our total aggregate liability for all claims relating to the Service is limited to the greater of (a) the amount you paid us in the twelve months before the event giving rise to the claim, and (b) €100.

You acknowledge that trading decisions are yours; that the Service does not know your financial position, objectives or risk tolerance; and that no output of the Service is a reason to enter any trade.

If you are a consumer, nothing in these Terms excludes, restricts or affects any right or remedy you have under mandatory consumer protection law in your country of residence, including your rights under the Finnish Consumer Protection Act (kuluttajansuojalaki) where it applies to you.

Where any term of this agreement conflicts with such a right, the mandatory right prevails to the extent of the conflict, and the remainder of these Terms continues in effect. A choice of governing law in section 18 does not deprive you of the protection of mandatory provisions of the law of the country where you live.

If something goes wrong, contact us first at the contact address we publish before general availability. Most issues are resolved this way and we would rather fix a problem than argue about it.

If we cannot resolve it, a consumer resident in Finland may contact the Consumer Advisory Service (kuluttajaneuvonta) and may refer the dispute to the Consumer Disputes Board (kuluttajariitalautakunta), whose decision is a recommendation. Consumers resident elsewhere in the EU or EEA keep access to the dispute-resolution bodies available in their own country. You may also bring proceedings in the courts of the country where you live.

You may stop using the Service at any time. We may suspend or terminate access if you materially violate these Terms, or where necessary to protect the Service or other users. Where we do so and you have paid for a period not yet used, we refund the unused portion unless the termination results from your breach.

You may export Your Content before terminating your account.

If any provision of these Terms is held void, invalid or unenforceable, it is severed or, where permitted, adjusted to the minimum extent necessary to make it enforceable, and the remaining provisions continue in full force. Our failure to enforce a provision is not a waiver of it.

We may update the Service and these Terms from time to time. Where a change materially reduces your rights we will give reasonable notice before it takes effect, and you may cancel before it does. Other changes are reflected by an updated “Last updated” date; continued use after changes take effect constitutes acceptance.

These Terms are governed by the laws of the operator’s principal place of business, to be specified before general availability. Questions about these Terms can be sent to the contact address we publish before general availability. This choice of law is subject to section 13.

The operator is establishing in Finland; the governing-law statement above is finalised before paid plans become available.